
Starting over in a new country can feel overwhelming, but it can also become the beginning of something powerful. In this episode of Unpacked & Empowered Finances, I had the pleasure of speaking with Samantha Paz y Mino, an educator, newcomer to Canada, and community leader whose story is full of courage, growth, and practical wisdom.
Samantha’s journey reminded me that immigration is not just about moving locations. It is about navigating emotions, rebuilding identity, learning new systems, and choosing to grow even when the path feels unfamiliar.
A Leap of Faith
Samantha shared that her family’s move from Ecuador to Canada came from a deep desire for safety, stability, and better opportunities. Like many newcomers, the transition was not easy because it meant leaving behind family, routines, and a whole life that had already been built.
What stood out to me most was how she described the move as an act of courage and love. That is something many immigrant families will understand deeply: sometimes the hardest decisions are made because of the people we love most.
Confidence Through Growth
One of the most inspiring parts of our conversation was hearing how Samantha built confidence after arriving in Canada. She spoke about presenting in front of 100 people in her second language, feeling nervous, and still choosing to show up and share her story.
That moment became a turning point for her. It helped her realize that confidence is not something you wait for, it grows when you keep taking action, even when you feel unsure.
The Power of Community
Samantha also shared something that many newcomers need to hear: community matters. Before she even arrived in Canada, she was already building connections, reaching out to people, and learning where to find support.
She came prepared, proactive, and intentional. She used the guide to New Brunswick to understand where to go, who to contact, and how to get settled. That kind of preparation can make a huge difference when starting over in a new country.
Why Language and Identity Matter
Another beautiful part of our conversation was around language, culture, and identity. Samantha reminded us that adapting to Canada does not mean abandoning where we come from. Instead, it is about integrating both worlds with respect.
She encouraged families to keep traditions alive through stories, home routines, shared memories, and language. That message is especially important for immigrant parents who are trying to help their children succeed in Canada while still staying connected to their roots.
Advice for Newcomers
Samantha’s advice for newcomers was simple but powerful: recognize your value, build your personal brand, and be proactive about networking and support. She also emphasized that financial growth in Canada requires learning how things work here, asking for help, and understanding that every country has different rules and systems.
I loved her reminder that comparing your journey to someone else’s can either inspire you or frustrate you and the choice is yours. That is a message so many of us need to hear.
Listen or Watch
If this conversation speaks to you, I invite you to listen to the audio version on Apple Podcasts or watch the full episode on YouTube. Samantha’s story will encourage anyone who is starting over, adjusting to a new country, or looking for hope and practical guidance.
About Marianne
I’m Marianne Agudo, host of Unpacked & Empowered Finances, where I share honest conversations about money, growth, and life in Canada. You can follow me on Instagram @marianneagudo.podcast.